About Us
Are you planning to start or expand your business Zanduff Bank can help you with finance. Zanduff Bank offers a range of business products and services designed to help support and grow your business.
We Solve Your Financial Problem
As a Premier Customer, you'll enjoy a service that's specifically tailored to you. A dedicated Relationship Manager will look after your every need and you'll have access to exclusive products, services and rewards. Premier banking offers you a range of multi-currency saving and lending products with preferential rates, as well as asset management and trustee services. You'll also receive an Zanduff Bank Platinum Card.
It will soon be Christmas, so dont miss out on our Christmas top tips to help you get the most for your money this Christmas. Not a Zanduff member? You can still apply for a loan, the deadline is Friday 9th December! and we will do our best to get your loan decision before Christmas. You can join as a member and start saving with us at any time. Find out how to join Zanduff Bank.
Zanduff member? the last date to apply for a loan before
Christmas will be Friday 16th December. Be sure to enable
Open Banking or upload your 3-months bank statements to enable us to
make your loan offer. If we have your correct email contact details
on file then we will send your loan agreement with instructions to
E-sign your loan if possible. To help members who want a Christmas
loan top up, with effect from 1st October members may top up their
loan if the outstanding balance is 300 (increased from 200). Login
to internet banking to check your outstanding loan balance and apply
for your top up. Our loans start from 300, interest rates range from
9.4%APR to 42.6%APR. see our loans
Money Savings
Zanduff Bank Currency Account provides you with an easy to manage account.
Online Shopping
Zanduff Bank, we encourage you to take advantage of our unique savings products and online shopping.
Credit / Debit Cards
The fast, convenient and reliable way to use our credit and debit cards at all ATM machines and transfer money across 36 countries and more than 1300 branches in Europe.
Banking Solutions Is Our Priority
Welcome to the Zanduff Bank.
Zanduff Bank Help Centre. From here you can find answers to
your frequently asked questions and get tips and advice on how
to get the best from our products and services. Our neighbour credit union Birmingham Inner Circle Community
Credit Union (Circul8) is closed from 26th October. Members of
Circul8 are very welcome to join Zanduff Bank as a new Member.
We are unable to transfer credit union Membership directly to
Zanduff Bank, but we will waive the usual 2 pounds joining fee
for any existing Circul8 Members joining us before 31st December
2025. Simply follow the Join Now button below, and we will do
the rest. Circul8 staff and volunteers have been very committed
to serving their community, particularly through the testing
times of the last few years. We would like to thank the staff
and volunteers for their hard work and commitment over 30 years.
Zanduff Bank LLC.
Help and Advice
Money Resources
We want to help you manage your money better. Where does your money
go each month Can you reduce the cost of your household bills. How
much can you afford to save regularly with Zanduff Bank.
Have you seen our Life Events series. Our top tips for saving money
for the big events in life including having a baby, getting married,
Christmas, tips for parents and more. We also include free planners
to help you make the most of your money. We encourage all our
members to complete a budget, regardless of income. It is important
for all of us to know that we are living within our means. In fact a
simple budget is required as part of your loan application with
Advance; to ensure that members dont borrow more than they can
afford. Need some help learning how to manage your money. A CAP
Money course could help, find a course near to you.
Internet Banking
Mobile and Online Banking Privacy and Security
Your privacy and security are very important.
Please do not store personal or financial information on your phone.
Please do not use your camera or contact lists for any
purpose for Mobile and Online Banking.
We securely encrypt all wireless communication
with you.
Online Risk-Free Guarantee
Were confident in the security of Mobile and Online
Banking.
We will cover any losses from unauthorized use of
your account.
Our Services
Business Consulting
For many executives in banking, there is a long list of to dos…mastering profitability and performance, identifying new revenue sources, tackling large scale technology issues. That's why its so important to have a team that pulls together the full range of insights where it matters most.
Credit Card
Contactless Visa Credit Card available to all Achiever Banking customers. Get affordable access to credit with a Contactless Gold card thats packed with everyday benefits. Take your private banking experience to the next level with the Signature Contactless Visa Credit Card
Advantage Banking
As an Advantage customer, you'll have access to both everyday banking and credit to meet your needs. Designed for salaried employees and self-employed individuals, we've created a way of banking that suits busy life.
Premier Banking
As a Premier Customer, you'll enjoy a service that's specifically tailored to you. A dedicated Relationship Manager will look after your every need and you'll have access to exclusive products, services and rewards.
Enterprise Banking
Zanduff Bank Enterprise Banking, specifically designed for SMEs, is your business financial partner in every new step on your business journey to success.
Financial Management
Our merchant solutions have been designed to keep pace with your changing business needs. We have the right customer payment solution to help you re-imagine it. Get cashless payments with our POS devices and online payment solutions.
Join
How do I join?
When you join you will need to:
Join online or Complete an application form Pay a joining fee of
2.00 pounds Make a payment to open your account minimum 5.00
pounds You will be required to provide two forms of ID (preferably
with photograph) and with at least one showing your current address.
You may be required to attend our Erdington office or a Collection
Point in person or we will arrange a webchat Meet with you.
Acceptable forms of ID
We are required by legislation to verify the identity of all our
members. The following are acceptable forms of identification:
Valid passport, Valid photocard driving license full or provisional,
National Identity card, Firearms certificate or shotgun license,
Identity card issued by the Electoral Office for Northern Ireland.
If you do not hold the above then two documents from the list below
are required as evidence of ID. The second document may be either
government-issued, or issued by a judicial authority, a public
sector body or authority, a regulated utility company, or another
FSA-regulated firm in the UK financial services sector, or in an
equivalent jurisdiction, which incorporates: your full name, and
either: your current residential address or your date of birth. One
document from each column: Government-issued documents without a
photograph include: Valid (old style) full UK driving licence Recent
evidence of entitlement to a state or local authority-funded benefit
(including housing benefit and council tax benefit), tax credit,
pension, educational or other grant Other documents include: Current
council tax demand letter, or statement Current bank statements, or
credit/debit card statements, issued by a regulated financial sector
firm in the UK, EU or an equivalent jurisdiction (but not ones
printed off the internet) Utility bills (but not ones printed off
the internet) Instrument of a court appointment (such as liquidator,
or grant of probate)
Save
Saving with Zanduff Bank
Zanduff Bank offer a convenient, safe and ethical way to put some money away for the future and to escape the trap of high cost loans. We dont tie members into a strict savings plan, but we do encourage everyone to save regularly. Members can also benefit from free life insurance
Benefits of saving with Zanduff Bank
Zanduff Bank is a full establish bank. Your savings are invested right back into our community by offering our range of affordable loans to Zanduff Bank members. There are no stock market investments or other volatile investments. If the bank makes a surplus once all its expenses have been met then we do pay a dividend, however this is not guaranteed.
Insurance Information
Your savings are protected by insurance, which covers theft, fraud and misappropriation of funds. The bank has fidelity bond insurance which means that your savings are protected from any fraudulent action by the bank or its employees.
Share Account
Our most popular bank savings account is the Share Account.
Totally flexible, you can save as much as you want, when you
want, up to a maximum of 18,000 pounds. Share Account savings
earn a dividend, 0.5% was paid this year. As a bank we are owned
and controlled by our members. We each own a share in the
business. The dividend is redistributed back to the members.
Benefits of Share Account
Your savings are invested right back into our community by offering our range of affordable loans to Zanduff Bank members. There are no stock market investments or other volatile investments.
Withdrawals
You can withdraw money from your Share Account at any time unless secured against a loan. However many banks members prefer to leave their savings to grow, ready for when they need it. It is a good idea to save for something specific: holiday, new car, Christmas, wedding, house deposit.
Payroll Saver
Joining as a Payroll Saver is the easy way to save. You decide how much to save each month and it is deducted from your pay and credited to your bank savings. It is so easy, you wont even notice, and it is amazing how quickly your savings grow Plus when you need a loan with flexible, affordable repayments, all you need to do is ask. Thats why we call it common sense with money.
Zanduff Bank Champions
Are you already a member of the bank. Have you benefited from
membership. The bank is looking for champions to advocate
bank membership to their colleagues at work and the residents of
Solihull as a whole. If you are interested in exploring this
role, please contact us.
Withdraw money
Juniors are permitted to withdraw money from their savings. Withdrawals are paid into a bank account either the childs bank account or a bank account nominated by their parent or guardian. You will be asked on the withdrawal application to provide details of the account you wish the money to be paid into. If you do not have a bank account then up to 50 pounds may be withdrawn in cash by prior arrangement only from our Erdington office.
Contact Us
182 Cherry Tree Ln, Rainham RM13 8TU, United Kingdom
+44 74 5128 1675